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Furthermore, clients for this sort of strategy can have extreme legal or criminal backgrounds. It is essential to keep in mind that different service providers supply a series of problem ages on their assured issue plans as low as age 40 or as high as age 80 - is burial insurance the same as life insurance. Some will likewise use higher stated value, approximately $40,000, and others will certainly permit better fatality benefit conditions by improving the rates of interest with the return of premium or reducing the number of years till a complete death benefit is readily available